Call reports 2012
FIRST STATE BANK SOUTHWEST — 2012
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 204,350,000 | 202,735,000 | 208,718,000 | 238,416,000 |
| Total loans | 107,523,000 | 109,853,000 | 107,918,000 | 119,843,000 |
| Allowance for loan losses | 2,182,000 | 2,210,000 | 2,284,000 | 2,298,000 |
| Securities available for sale | 76,778,000 | 76,822,000 | 79,492,000 | 85,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,922,000 | 170,574,000 | 173,970,000 | 197,000,000 |
| Interest-bearing deposits | 150,158,000 | 145,898,000 | 147,085,000 | 152,109,000 |
| Noninterest-bearing deposits | 23,764,000 | 24,676,000 | 26,885,000 | 44,891,000 |
| Equity capital | 20,875,000 | 22,728,000 | 23,933,000 | 23,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,979,000 | 5,963,000 | 7,915,000 |
| Interest expense | 286,000 | 542,000 | 786,000 | 1,016,000 |
| Net interest income | 1,674,000 | 3,437,000 | 5,177,000 | 6,899,000 |
| Noninterest income | 454,000 | 2,135,000 | 2,828,000 | 3,376,000 |
| Noninterest expense | 1,387,000 | 2,826,000 | 4,218,000 | 5,641,000 |
| Provision for loan losses | 45,000 | 68,000 | 83,000 | 98,000 |
| Pretax income | 696,000 | 2,678,000 | 3,704,000 | 4,536,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 694,000 | 2,676,000 | 3,702,000 | 4,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,442,000 | 20,297,000 | 21,195,000 | 21,147,000 |
| Total capital | 19,981,000 | 21,873,000 | 22,770,000 | 22,904,000 |
| Risk-weighted assets | 122,508,000 | 125,442,000 | 125,311,000 | 139,989,000 |