Call reports 2011
FIRST STATE BANK SOUTHWEST — 2011
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,728,000 | 187,206,000 | 192,969,000 | 206,050,000 |
| Total loans | 110,644,000 | 113,520,000 | 112,220,000 | 113,959,000 |
| Allowance for loan losses | 2,268,000 | 2,123,000 | 2,172,000 | 2,151,000 |
| Securities available for sale | 58,124,000 | 60,751,000 | 64,333,000 | 70,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,614,000 | 157,092,000 | 160,700,000 | 171,513,000 |
| Interest-bearing deposits | 136,365,000 | 136,375,000 | 137,199,000 | 141,129,000 |
| Noninterest-bearing deposits | 19,249,000 | 20,717,000 | 23,501,000 | 30,384,000 |
| Equity capital | 18,273,000 | 19,623,000 | 20,679,000 | 21,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,136,000 | 6,214,000 | 8,248,000 |
| Interest expense | 383,000 | 737,000 | 1,061,000 | 1,364,000 |
| Net interest income | 1,664,000 | 3,399,000 | 5,153,000 | 6,884,000 |
| Noninterest income | 401,000 | 854,000 | 1,306,000 | 1,817,000 |
| Noninterest expense | 1,329,000 | 2,741,000 | 4,115,000 | 5,453,000 |
| Provision for loan losses | 45,000 | 100,000 | 145,000 | 190,000 |
| Pretax income | 697,000 | 1,418,000 | 2,205,000 | 3,064,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 695,000 | 1,416,000 | 2,203,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,027,000 | 17,459,000 | 18,108,000 | 18,684,000 |
| Total capital | 18,558,000 | 19,025,000 | 19,668,000 | 20,285,000 |
| Risk-weighted assets | 121,766,000 | 124,707,000 | 124,224,000 | 127,555,000 |