Call reports 2010
FIRST STATE BANK SOUTHWEST — 2010
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,004,000 | 172,864,000 | 181,682,000 | 186,422,000 |
| Total loans | 114,241,000 | 114,101,000 | 115,760,000 | 115,497,000 |
| Allowance for loan losses | 2,214,000 | 2,258,000 | 2,260,000 | 2,207,000 |
| Securities available for sale | 44,565,000 | 45,586,000 | 48,394,000 | 51,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,643,000 | 141,054,000 | 147,259,000 | 148,601,000 |
| Interest-bearing deposits | 123,642,000 | 123,276,000 | 127,671,000 | 128,031,000 |
| Noninterest-bearing deposits | 17,002,000 | 17,778,000 | 19,588,000 | 20,570,000 |
| Equity capital | 16,557,000 | 17,471,000 | 18,443,000 | 18,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,284,000 | 6,436,000 | 8,536,000 |
| Interest expense | 503,000 | 973,000 | 1,425,000 | 1,844,000 |
| Net interest income | 1,621,000 | 3,311,000 | 5,011,000 | 6,692,000 |
| Noninterest income | 414,000 | 860,000 | 1,294,000 | 1,752,000 |
| Noninterest expense | 1,268,000 | 2,635,000 | 3,942,000 | 5,257,000 |
| Provision for loan losses | 190,000 | 245,000 | 245,000 | 290,000 |
| Pretax income | 577,000 | 1,291,000 | 2,118,000 | 2,897,000 |
| Income tax | 457,000 | 457,000 | 653,000 | 555,000 |
| Net income | 120,000 | 834,000 | 1,465,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,027,000 | 15,752,000 | 16,395,000 | 17,155,000 |
| Total capital | 16,541,000 | 17,277,000 | 17,955,000 | 18,720,000 |
| Risk-weighted assets | 120,399,000 | 121,281,000 | 124,064,000 | 124,576,000 |