Call reports 2009
FIRST STATE BANK SOUTHWEST — 2009
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 162,232,000 | 166,477,000 | 172,668,000 | 181,876,000 |
| Total loans | 109,087,000 | 112,377,000 | 113,036,000 | 119,986,000 |
| Allowance for loan losses | 1,759,000 | 1,761,000 | 1,831,000 | 2,025,000 |
| Securities available for sale | 36,012,000 | 38,442,000 | 46,931,000 | 45,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,542,000 | 138,389,000 | 141,149,000 | 147,985,000 |
| Interest-bearing deposits | 115,403,000 | 119,364,000 | 123,840,000 | 125,215,000 |
| Noninterest-bearing deposits | 17,139,000 | 19,025,000 | 17,309,000 | 22,770,000 |
| Equity capital | 15,237,000 | 15,637,000 | 16,537,000 | 15,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,318,000 | 6,448,000 | 8,658,000 |
| Interest expense | 625,000 | 1,228,000 | 1,822,000 | 2,388,000 |
| Net interest income | 1,535,000 | 3,090,000 | 4,626,000 | 6,270,000 |
| Noninterest income | 379,000 | 834,000 | 1,302,000 | 1,750,000 |
| Noninterest expense | 1,200,000 | 2,503,000 | 3,782,000 | 4,978,000 |
| Provision for loan losses | 30,000 | 60,000 | 135,000 | 370,000 |
| Pretax income | 684,000 | 1,361,000 | 2,011,000 | 2,672,000 |
| Income tax | 239,000 | 471,000 | 686,000 | 938,000 |
| Net income | 445,000 | 890,000 | 1,325,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,324,000 | 14,781,000 | 15,229,000 | 14,893,000 |
| Total capital | 15,774,000 | 16,257,000 | 16,737,000 | 16,490,000 |
| Risk-weighted assets | 115,687,000 | 117,793,000 | 120,343,000 | 127,317,000 |