Call reports 2008
FIRST STATE BANK SOUTHWEST — 2008
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,660,000 | 157,456,000 | 152,812,000 | 165,413,000 |
| Total loans | 104,925,000 | 107,845,000 | 110,475,000 | 113,331,000 |
| Allowance for loan losses | 1,484,000 | 1,558,000 | 1,615,000 | 1,660,000 |
| Securities available for sale | 36,756,000 | 34,270,000 | 32,120,000 | 34,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,308,000 | 131,154,000 | 123,770,000 | 132,997,000 |
| Interest-bearing deposits | 111,898,000 | 109,256,000 | 105,244,000 | 108,822,000 |
| Noninterest-bearing deposits | 18,410,000 | 21,898,000 | 18,526,000 | 24,175,000 |
| Equity capital | 13,851,000 | 13,862,000 | 14,346,000 | 15,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 4,650,000 | 6,903,000 | 9,134,000 |
| Interest expense | 919,000 | 1,715,000 | 2,447,000 | 3,152,000 |
| Net interest income | 1,457,000 | 2,935,000 | 4,456,000 | 5,982,000 |
| Noninterest income | 377,000 | 795,000 | 1,197,000 | 1,563,000 |
| Noninterest expense | 1,147,000 | 2,361,000 | 3,519,000 | 4,680,000 |
| Provision for loan losses | 0 | 45,000 | 105,000 | 150,000 |
| Pretax income | 687,000 | 1,324,000 | 2,029,000 | 2,715,000 |
| Income tax | 238,000 | 456,000 | 702,000 | 973,000 |
| Net income | 449,000 | 868,000 | 1,327,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,989,000 | 13,421,000 | 13,891,000 | 14,303,000 |
| Total capital | 14,389,000 | 14,859,000 | 15,346,000 | 15,801,000 |
| Risk-weighted assets | 111,925,000 | 114,955,000 | 116,224,000 | 119,663,000 |