Call reports 2007
FIRST STATE BANK SOUTHWEST — 2007
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,953,000 | 146,022,000 | 149,198,000 | 158,982,000 |
| Total loans | 101,522,000 | 103,860,000 | 102,578,000 | 107,466,000 |
| Allowance for loan losses | 1,529,000 | 1,544,000 | 1,493,000 | 1,485,000 |
| Securities available for sale | 29,340,000 | 29,756,000 | 30,757,000 | 31,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,804,000 | 122,303,000 | 125,840,000 | 132,771,000 |
| Interest-bearing deposits | 109,881,000 | 106,029,000 | 108,718,000 | 108,199,000 |
| Noninterest-bearing deposits | 16,923,000 | 16,274,000 | 17,122,000 | 24,572,000 |
| Equity capital | 12,429,000 | 12,689,000 | 13,411,000 | 14,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,840,000 | 7,308,000 | 9,817,000 |
| Interest expense | 1,004,000 | 2,001,000 | 3,032,000 | 4,041,000 |
| Net interest income | 1,413,000 | 2,839,000 | 4,276,000 | 5,776,000 |
| Noninterest income | 334,000 | 716,000 | 1,112,000 | 1,496,000 |
| Noninterest expense | 1,052,000 | 2,167,000 | 3,243,000 | 4,375,000 |
| Provision for loan losses | 38,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 657,000 | 1,331,000 | 2,088,000 | 2,840,000 |
| Income tax | 231,000 | 470,000 | 737,000 | 1,037,000 |
| Net income | 426,000 | 861,000 | 1,351,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,997,000 | 12,443,000 | 12,945,000 | 13,410,000 |
| Total capital | 13,359,000 | 13,836,000 | 14,330,000 | 14,858,000 |
| Risk-weighted assets | 108,777,000 | 111,297,000 | 110,690,000 | 115,790,000 |