Call reports 2006
FIRST STATE BANK SOUTHWEST — 2006
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,894,000 | 140,700,000 | 143,623,000 | 158,619,000 |
| Total loans | 95,089,000 | 99,441,000 | 101,915,000 | 103,615,000 |
| Allowance for loan losses | 1,397,000 | 1,429,000 | 1,452,000 | 1,518,000 |
| Securities available for sale | 29,311,000 | 28,648,000 | 29,295,000 | 30,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,340,000 | 118,660,000 | 121,519,000 | 132,204,000 |
| Interest-bearing deposits | 102,401,000 | 103,672,000 | 105,720,000 | 109,219,000 |
| Noninterest-bearing deposits | 14,939,000 | 14,988,000 | 15,799,000 | 22,985,000 |
| Equity capital | 11,364,000 | 11,622,000 | 12,259,000 | 12,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,303,000 | 6,619,000 | 9,048,000 |
| Interest expense | 722,000 | 1,530,000 | 2,471,000 | 3,493,000 |
| Net interest income | 1,377,000 | 2,773,000 | 4,148,000 | 5,555,000 |
| Noninterest income | 360,000 | 719,000 | 1,073,000 | 1,433,000 |
| Noninterest expense | 1,067,000 | 2,126,000 | 3,167,000 | 4,203,000 |
| Provision for loan losses | 25,000 | 60,000 | 215,000 | 290,000 |
| Pretax income | 645,000 | 1,306,000 | 1,839,000 | 2,495,000 |
| Income tax | 235,000 | 475,000 | 660,000 | 853,000 |
| Net income | 410,000 | 831,000 | 1,179,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,045,000 | 11,478,000 | 11,837,000 | 12,313,000 |
| Total capital | 12,345,000 | 12,832,000 | 13,230,000 | 13,732,000 |
| Risk-weighted assets | 103,876,000 | 108,251,000 | 111,368,000 | 113,391,000 |