Call reports 2005
FIRST STATE BANK SOUTHWEST — 2005
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 131,346,000 | 137,878,000 | 134,169,000 | 140,591,000 |
| Total loans | 86,724,000 | 94,124,000 | 92,969,000 | 93,456,000 |
| Allowance for loan losses | 1,275,000 | 1,297,000 | 1,376,000 | 1,380,000 |
| Securities available for sale | 29,363,000 | 33,803,000 | 26,733,000 | 28,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,856,000 | 109,604,000 | 114,235,000 | 118,325,000 |
| Interest-bearing deposits | 95,616,000 | 94,496,000 | 99,551,000 | 100,262,000 |
| Noninterest-bearing deposits | 14,240,000 | 15,108,000 | 14,684,000 | 18,063,000 |
| Equity capital | 10,555,000 | 11,023,000 | 11,383,000 | 11,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,552,000 | 5,542,000 | 7,561,000 |
| Interest expense | 480,000 | 1,029,000 | 1,676,000 | 2,345,000 |
| Net interest income | 1,219,000 | 2,523,000 | 3,866,000 | 5,216,000 |
| Noninterest income | 333,000 | 677,000 | 1,065,000 | 1,397,000 |
| Noninterest expense | 1,015,000 | 2,062,000 | 3,126,000 | 4,102,000 |
| Provision for loan losses | 36,000 | 65,000 | 80,000 | 95,000 |
| Pretax income | 506,000 | 1,078,000 | 1,730,000 | 2,421,000 |
| Income tax | 184,000 | 392,000 | 598,000 | 866,000 |
| Net income | 322,000 | 686,000 | 1,132,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,059,000 | 10,434,000 | 10,893,000 | 11,328,000 |
| Total capital | 11,263,000 | 11,720,000 | 12,176,000 | 12,631,000 |
| Risk-weighted assets | 96,215,000 | 102,849,000 | 102,569,000 | 104,125,000 |