Call reports 2004
FIRST STATE BANK SOUTHWEST — 2004
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,500,000 | 120,348,000 | 123,822,000 | 127,369,000 |
| Total loans | 81,094,000 | 84,777,000 | 86,005,000 | 88,558,000 |
| Allowance for loan losses | 1,258,000 | 1,293,000 | 1,231,000 | 1,243,000 |
| Securities available for sale | 27,015,000 | 25,279,000 | 24,757,000 | 25,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,389,000 | 102,536,000 | 100,985,000 | 107,588,000 |
| Interest-bearing deposits | 90,742,000 | 89,967,000 | 88,299,000 | 92,385,000 |
| Noninterest-bearing deposits | 12,647,000 | 12,569,000 | 12,686,000 | 15,203,000 |
| Equity capital | 10,267,000 | 10,330,000 | 10,791,000 | 11,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,054,000 | 4,632,000 | 6,295,000 |
| Interest expense | 378,000 | 737,000 | 1,104,000 | 1,525,000 |
| Net interest income | 1,127,000 | 2,317,000 | 3,528,000 | 4,770,000 |
| Noninterest income | 311,000 | 673,000 | 1,004,000 | 1,316,000 |
| Noninterest expense | 946,000 | 1,909,000 | 2,915,000 | 3,908,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 447,000 | 1,003,000 | 1,509,000 | 2,040,000 |
| Income tax | 163,000 | 367,000 | 552,000 | 753,000 |
| Net income | 284,000 | 636,000 | 957,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,322,000 | 9,686,000 | 10,019,000 | 10,362,000 |
| Total capital | 10,439,000 | 10,842,000 | 11,193,000 | 11,572,000 |
| Risk-weighted assets | 89,216,000 | 92,372,000 | 93,893,000 | 96,784,000 |