Call reports 2001
FIRST STATE BANK SOUTHWEST — 2001
What FIRST STATE BANK SOUTHWEST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,079,000 | 79,011,000 | 79,004,000 | 85,459,000 |
| Total loans | 49,518,000 | 51,046,000 | 52,489,000 | 55,632,000 |
| Allowance for loan losses | 723,000 | 727,000 | 728,000 | 684,000 |
| Securities available for sale | 19,718,000 | 18,969,000 | 17,975,000 | 16,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,685,000 | 69,919,000 | 69,024,000 | 75,378,000 |
| Interest-bearing deposits | 62,798,000 | 63,187,000 | 61,658,000 | 62,843,000 |
| Noninterest-bearing deposits | 5,887,000 | 6,732,000 | 7,366,000 | 12,535,000 |
| Equity capital | 6,748,000 | 6,889,000 | 7,199,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,004,000 | 4,450,000 | 5,828,000 |
| Interest expense | 787,000 | 1,552,000 | 2,249,000 | 2,846,000 |
| Net interest income | 728,000 | 1,452,000 | 2,201,000 | 2,982,000 |
| Noninterest income | 222,000 | 460,000 | 733,000 | 997,000 |
| Noninterest expense | 705,000 | 1,419,000 | 2,139,000 | 2,828,000 |
| Provision for loan losses | 23,000 | 53,000 | 92,000 | 238,000 |
| Pretax income | 222,000 | 442,000 | 705,000 | 914,000 |
| Income tax | 66,000 | 132,000 | 232,000 | 300,000 |
| Net income | 156,000 | 310,000 | 473,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,353,000 | 6,667,000 | 6,830,000 | 6,971,000 |
| Total capital | 7,076,000 | 7,394,000 | 7,558,000 | 7,655,000 |
| Risk-weighted assets | 58,493,000 | 60,236,000 | 61,376,000 | 64,281,000 |