Call reports 2024
CAPITAL BANK, NATIONAL ASSOCIATION — 2024
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,276,154,000 | 2,389,412,000 | 2,499,981,000 | 3,141,986,000 |
| Total loans | 1,928,460,000 | 1,993,088,000 | 2,080,208,000 | 2,604,297,000 |
| Allowance for loan losses | 28,690,000 | 30,173,000 | 31,265,000 | 47,992,000 |
| Securities available for sale | 202,254,000 | 207,917,000 | 208,700,000 | 223,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,010,294,000 | 2,104,343,000 | 2,190,316,000 | 2,774,613,000 |
| Interest-bearing deposits | 1,339,883,000 | 1,415,854,000 | 1,468,104,000 | 1,951,012,000 |
| Noninterest-bearing deposits | 670,411,000 | 688,489,000 | 722,212,000 | 823,601,000 |
| Equity capital | 219,884,000 | 227,803,000 | 228,021,000 | 292,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 47,533,000 | 97,385,000 | 148,975,000 | 209,818,000 |
| Interest expense | 13,195,000 | 26,590,000 | 40,681,000 | 57,899,000 |
| Net interest income | 34,338,000 | 70,795,000 | 108,294,000 | 151,919,000 |
| Noninterest income | 5,971,000 | 12,860,000 | 19,494,000 | 29,460,000 |
| Noninterest expense | 29,269,000 | 58,525,000 | 88,004,000 | 122,908,000 |
| Provision for loan losses | 2,668,000 | 6,085,000 | 9,833,000 | 17,661,000 |
| Pretax income | 8,230,000 | 18,799,000 | 29,688,000 | 40,425,000 |
| Income tax | 1,979,000 | 4,623,000 | 7,275,000 | 9,856,000 |
| Net income | 6,251,000 | 14,176,000 | 22,413,000 | 30,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 233,517,000 | 240,917,000 | 236,629,000 | 281,825,000 |
| Total capital | 255,887,000 | 263,751,000 | 260,390,000 | 312,594,000 |
| Risk-weighted assets | 1,782,346,000 | 1,818,321,000 | 1,892,356,000 | 2,443,107,000 |