Call reports 2023
CAPITAL BANK, NATIONAL ASSOCIATION — 2023
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,191,588,000 | 2,174,128,000 | 2,224,348,000 | 2,176,502,000 |
| Total loans | 1,745,328,000 | 1,795,871,000 | 1,820,482,000 | 1,864,069,000 |
| Allowance for loan losses | 25,737,000 | 27,017,000 | 27,671,000 | 28,010,000 |
| Securities available for sale | 255,762,000 | 208,464,000 | 206,055,000 | 208,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,945,757,000 | 1,937,132,000 | 1,974,239,000 | 1,900,230,000 |
| Interest-bearing deposits | 1,238,574,000 | 1,241,232,000 | 1,287,185,000 | 1,278,624,000 |
| Noninterest-bearing deposits | 707,183,000 | 695,900,000 | 687,054,000 | 621,606,000 |
| Equity capital | 192,592,000 | 194,151,000 | 202,065,000 | 215,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 42,507,000 | 86,528,000 | 133,192,000 | 179,266,000 |
| Interest expense | 8,768,000 | 18,349,000 | 29,116,000 | 41,031,000 |
| Net interest income | 33,739,000 | 68,179,000 | 104,076,000 | 138,235,000 |
| Noninterest income | 6,025,000 | 12,711,000 | 19,035,000 | 24,971,000 |
| Noninterest expense | 26,011,000 | 55,469,000 | 83,410,000 | 110,362,000 |
| Provision for loan losses | 1,660,000 | 4,522,000 | 6,672,000 | 9,488,000 |
| Pretax income | 12,093,000 | 20,899,000 | 33,024,000 | 43,457,000 |
| Income tax | 2,798,000 | 4,892,000 | 7,752,000 | 9,738,000 |
| Net income | 9,295,000 | 16,007,000 | 25,272,000 | 33,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,551,000 | 210,202,000 | 219,908,000 | 228,794,000 |
| Total capital | 226,743,000 | 230,789,000 | 240,744,000 | 249,983,000 |
| Risk-weighted assets | 1,608,935,000 | 1,639,642,000 | 1,659,154,000 | 1,687,515,000 |