Call reports 2022
CAPITAL BANK, NATIONAL ASSOCIATION — 2022
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,079,378,000 | 2,108,330,000 | 1,959,555,000 | 2,069,955,000 |
| Total loans | 1,551,528,000 | 1,589,520,000 | 1,608,026,000 | 1,685,682,000 |
| Allowance for loan losses | 24,774,000 | 25,941,000 | 25,613,000 | 25,906,000 |
| Securities available for sale | 172,712,000 | 226,509,000 | 269,620,000 | 252,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,864,676,000 | 1,890,395,000 | 1,738,129,000 | 1,758,365,000 |
| Interest-bearing deposits | 1,037,548,000 | 1,046,557,000 | 931,558,000 | 1,083,758,000 |
| Noninterest-bearing deposits | 827,128,000 | 843,838,000 | 806,572,000 | 674,607,000 |
| Equity capital | 168,673,000 | 172,308,000 | 176,316,000 | 183,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 33,550,000 | 69,377,000 | 106,964,000 | 147,476,000 |
| Interest expense | 934,000 | 1,950,000 | 3,439,000 | 9,463,000 |
| Net interest income | 32,616,000 | 67,427,000 | 103,525,000 | 138,013,000 |
| Noninterest income | 8,308,000 | 16,669,000 | 23,809,000 | 29,370,000 |
| Noninterest expense | 27,052,000 | 54,068,000 | 82,003,000 | 108,624,000 |
| Provision for loan losses | 953,000 | 2,987,000 | 4,248,000 | 6,631,000 |
| Pretax income | 12,907,000 | 27,029,000 | 41,058,000 | 52,103,000 |
| Income tax | 3,213,000 | 6,202,000 | 9,390,000 | 11,903,000 |
| Net income | 9,694,000 | 20,827,000 | 31,668,000 | 40,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,496,000 | 185,644,000 | 193,899,000 | 199,847,000 |
| Total capital | 193,464,000 | 203,500,000 | 212,111,000 | 219,236,000 |
| Risk-weighted assets | 1,348,032,000 | 1,418,730,000 | 1,447,855,000 | 1,542,898,000 |