Call reports 2021
CAPITAL BANK, NATIONAL ASSOCIATION — 2021
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,057,424,000 | 2,120,225,000 | 2,128,852,000 | 2,014,131,000 |
| Total loans | 1,605,792,000 | 1,612,892,000 | 1,579,022,000 | 1,607,799,000 |
| Allowance for loan losses | 23,071,000 | 23,600,000 | 24,274,000 | 24,702,000 |
| Securities available for sale | 128,024,000 | 160,515,000 | 189,165,000 | 184,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,863,751,000 | 1,923,611,000 | 1,921,300,000 | 1,798,124,000 |
| Interest-bearing deposits | 1,091,146,000 | 1,089,111,000 | 1,088,051,000 | 1,009,487,000 |
| Noninterest-bearing deposits | 772,605,000 | 834,500,000 | 833,249,000 | 788,637,000 |
| Equity capital | 144,263,000 | 152,095,000 | 161,136,000 | 168,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,235,000 | 54,959,000 | 87,950,000 | 121,073,000 |
| Interest expense | 2,059,000 | 3,693,000 | 5,030,000 | 6,016,000 |
| Net interest income | 24,176,000 | 51,266,000 | 82,920,000 | 115,057,000 |
| Noninterest income | 13,959,000 | 27,198,000 | 39,795,000 | 50,362,000 |
| Noninterest expense | 25,700,000 | 52,771,000 | 81,293,000 | 109,647,000 |
| Provision for loan losses | 433,000 | 1,214,000 | 2,189,000 | 3,289,000 |
| Pretax income | 12,002,000 | 24,647,000 | 39,398,000 | 52,648,000 |
| Income tax | 3,117,000 | 6,396,000 | 10,208,000 | 13,638,000 |
| Net income | 8,885,000 | 18,251,000 | 29,190,000 | 39,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,245,000 | 151,947,000 | 160,223,000 | 169,384,000 |
| Total capital | 159,046,000 | 167,573,000 | 176,241,000 | 186,397,000 |
| Risk-weighted assets | 1,173,980,000 | 1,240,329,000 | 1,271,437,000 | 1,351,624,000 |