Call reports 2020
CAPITAL BANK, NATIONAL ASSOCIATION — 2020
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,474,696,000 | 1,789,500,000 | 1,845,852,000 | 1,847,097,000 |
| Total loans | 1,230,085,000 | 1,526,866,000 | 1,584,140,000 | 1,595,840,000 |
| Allowance for loan losses | 15,205,000 | 18,371,000 | 21,708,000 | 23,026,000 |
| Securities available for sale | 59,524,000 | 56,796,000 | 53,993,000 | 99,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,303,741,000 | 1,610,352,000 | 1,664,110,000 | 1,655,641,000 |
| Interest-bearing deposits | 939,490,000 | 1,044,731,000 | 1,065,972,000 | 1,043,569,000 |
| Noninterest-bearing deposits | 364,251,000 | 565,621,000 | 598,138,000 | 612,072,000 |
| Equity capital | 118,403,000 | 123,722,000 | 130,845,000 | 137,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,179,000 | 42,589,000 | 67,209,000 | 94,892,000 |
| Interest expense | 3,779,000 | 6,870,000 | 9,615,000 | 12,087,000 |
| Net interest income | 17,400,000 | 35,719,000 | 57,594,000 | 82,805,000 |
| Noninterest income | 6,578,000 | 20,402,000 | 41,623,000 | 61,037,000 |
| Noninterest expense | 17,751,000 | 40,313,000 | 68,454,000 | 98,332,000 |
| Provision for loan losses | 2,409,000 | 5,709,000 | 9,209,000 | 11,142,000 |
| Pretax income | 3,818,000 | 10,099,000 | 21,554,000 | 34,388,000 |
| Income tax | 1,039,000 | 2,748,000 | 5,852,000 | 9,157,000 |
| Net income | 2,779,000 | 7,351,000 | 15,702,000 | 25,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,637,000 | 121,955,000 | 129,051,000 | 135,527,000 |
| Total capital | 131,127,000 | 135,767,000 | 143,211,000 | 150,596,000 |
| Risk-weighted assets | 1,076,204,000 | 1,099,141,000 | 1,123,808,000 | 1,195,827,000 |