Call reports 2019
CAPITAL BANK, NATIONAL ASSOCIATION — 2019
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,088,238,000 | 1,197,799,000 | 1,274,136,000 | 1,396,934,000 |
| Total loans | 995,025,000 | 1,069,107,000 | 1,172,210,000 | 1,210,925,000 |
| Allowance for loan losses | 11,039,000 | 11,605,000 | 12,499,000 | 12,992,000 |
| Securities available for sale | 46,080,000 | 39,157,000 | 37,073,000 | 60,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 969,536,000 | 1,038,954,000 | 1,113,902,000 | 1,228,435,000 |
| Interest-bearing deposits | 705,487,000 | 757,520,000 | 819,066,000 | 933,644,000 |
| Noninterest-bearing deposits | 264,049,000 | 281,434,000 | 294,836,000 | 294,791,000 |
| Equity capital | 97,188,000 | 100,595,000 | 104,558,000 | 114,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,852,000 | 37,646,000 | 59,342,000 | 81,045,000 |
| Interest expense | 3,300,000 | 6,770,000 | 10,635,000 | 14,765,000 |
| Net interest income | 14,552,000 | 30,876,000 | 48,707,000 | 66,280,000 |
| Noninterest income | 4,090,000 | 9,991,000 | 17,210,000 | 24,487,000 |
| Noninterest expense | 14,273,000 | 30,421,000 | 48,620,000 | 66,306,000 |
| Provision for loan losses | 71,000 | 748,000 | 1,819,000 | 2,741,000 |
| Pretax income | 4,298,000 | 9,724,000 | 15,504,000 | 21,746,000 |
| Income tax | 1,047,000 | 2,565,000 | 4,122,000 | 5,616,000 |
| Net income | 3,251,000 | 7,159,000 | 11,382,000 | 16,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,518,000 | 100,625,000 | 104,547,000 | 114,613,000 |
| Total capital | 108,636,000 | 112,446,000 | 117,377,000 | 127,976,000 |
| Risk-weighted assets | 888,461,000 | 944,724,000 | 1,025,561,000 | 1,068,224,000 |