Call reports 2018
CAPITAL BANK, NATIONAL ASSOCIATION — 2018
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,009,730,000 | 1,062,095,000 | 1,064,612,000 | 1,074,501,000 |
| Total loans | 909,746,000 | 939,377,000 | 966,608,000 | 988,888,000 |
| Allowance for loan losses | 10,063,000 | 10,353,000 | 10,798,000 | 11,049,000 |
| Securities available for sale | 51,621,000 | 49,799,000 | 48,067,000 | 46,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,742,000 | 940,224,000 | 912,176,000 | 959,277,000 |
| Interest-bearing deposits | 685,594,000 | 701,003,000 | 677,022,000 | 712,981,000 |
| Noninterest-bearing deposits | 212,148,000 | 239,221,000 | 235,154,000 | 246,296,000 |
| Equity capital | 88,663,000 | 91,099,000 | 92,864,000 | 95,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,558,000 | 33,177,000 | 50,500,000 | 68,338,000 |
| Interest expense | 1,990,000 | 4,386,000 | 7,112,000 | 10,212,000 |
| Net interest income | 14,568,000 | 28,791,000 | 43,388,000 | 58,126,000 |
| Noninterest income | 4,063,000 | 8,400,000 | 12,637,000 | 16,394,000 |
| Noninterest expense | 13,540,000 | 26,965,000 | 40,854,000 | 54,138,000 |
| Provision for loan losses | 515,000 | 1,145,000 | 1,640,000 | 1,976,000 |
| Pretax income | 4,573,000 | 9,079,000 | 13,529,000 | 18,404,000 |
| Income tax | 1,405,000 | 2,606,000 | 3,820,000 | 5,119,000 |
| Net income | 3,168,000 | 6,473,000 | 9,709,000 | 13,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,211,000 | 91,859,000 | 93,737,000 | 96,122,000 |
| Total capital | 99,318,000 | 102,226,000 | 104,296,000 | 107,061,000 |
| Risk-weighted assets | 807,692,000 | 828,404,000 | 843,491,000 | 873,930,000 |