Call reports 2017
CAPITAL BANK, NATIONAL ASSOCIATION — 2017
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 892,034,000 | 975,911,000 | 993,543,000 | 1,015,359,000 |
| Total loans | 801,939,000 | 863,471,000 | 892,931,000 | 903,971,000 |
| Allowance for loan losses | 8,971,000 | 9,371,000 | 9,598,000 | 9,939,000 |
| Securities available for sale | 46,750,000 | 57,734,000 | 56,252,000 | 54,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,562,000 | 867,297,000 | 877,035,000 | 905,208,000 |
| Interest-bearing deposits | 625,591,000 | 696,888,000 | 700,823,000 | 708,263,000 |
| Noninterest-bearing deposits | 161,971,000 | 170,409,000 | 176,212,000 | 196,945,000 |
| Equity capital | 82,218,000 | 84,899,000 | 87,268,000 | 85,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,524,000 | 26,546,000 | 41,298,000 | 55,760,000 |
| Interest expense | 1,441,000 | 3,018,000 | 4,776,000 | 6,608,000 |
| Net interest income | 11,083,000 | 23,528,000 | 36,522,000 | 49,152,000 |
| Noninterest income | 2,882,000 | 7,222,000 | 12,123,000 | 15,226,000 |
| Noninterest expense | 10,344,000 | 21,715,000 | 33,790,000 | 47,229,000 |
| Provision for loan losses | 550,000 | 1,170,000 | 1,870,000 | 2,655,000 |
| Pretax income | 3,071,000 | 7,865,000 | 12,985,000 | 14,494,000 |
| Income tax | 1,181,000 | 3,041,000 | 5,031,000 | 7,114,000 |
| Net income | 1,890,000 | 4,824,000 | 7,954,000 | 7,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,171,000 | 84,752,000 | 87,158,000 | 86,148,000 |
| Total capital | 91,335,000 | 94,363,000 | 97,069,000 | 96,146,000 |
| Risk-weighted assets | 732,549,000 | 768,314,000 | 792,387,000 | 799,003,000 |