Call reports 2016
CAPITAL BANK, NATIONAL ASSOCIATION — 2016
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 770,191,000 | 830,671,000 | 910,132,000 | 900,053,000 |
| Total loans | 696,891,000 | 731,617,000 | 793,329,000 | 807,391,000 |
| Allowance for loan losses | 6,842,000 | 8,305,000 | 7,586,000 | 8,503,000 |
| Securities available for sale | 38,592,000 | 49,187,000 | 50,633,000 | 47,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,794,000 | 719,731,000 | 806,233,000 | 791,703,000 |
| Interest-bearing deposits | 524,734,000 | 557,818,000 | 663,970,000 | 634,718,000 |
| Noninterest-bearing deposits | 138,059,000 | 161,913,000 | 142,263,000 | 156,985,000 |
| Equity capital | 69,902,000 | 73,843,000 | 77,987,000 | 80,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,829,000 | 22,675,000 | 35,033,000 | 48,408,000 |
| Interest expense | 1,100,000 | 2,242,000 | 3,603,000 | 5,115,000 |
| Net interest income | 9,729,000 | 20,433,000 | 31,430,000 | 43,293,000 |
| Noninterest income | 3,748,000 | 9,075,000 | 15,070,000 | 20,367,000 |
| Noninterest expense | 9,777,000 | 20,882,000 | 32,232,000 | 43,209,000 |
| Provision for loan losses | 456,000 | 2,016,000 | 3,223,000 | 4,393,000 |
| Pretax income | 3,244,000 | 6,610,000 | 11,045,000 | 16,058,000 |
| Income tax | 1,269,000 | 2,587,000 | 4,322,000 | 6,289,000 |
| Net income | 1,975,000 | 4,023,000 | 6,723,000 | 9,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,532,000 | 73,283,000 | 77,445,000 | 80,156,000 |
| Total capital | 77,075,000 | 81,571,000 | 85,832,000 | 89,172,000 |
| Risk-weighted assets | 631,917,000 | 662,281,000 | 701,609,000 | 720,973,000 |