Call reports 2015
CAPITAL BANK, NATIONAL ASSOCIATION — 2015
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 663,618,000 | 660,565,000 | 698,226,000 | 728,754,000 |
| Total loans | 578,401,000 | 590,605,000 | 623,817,000 | 664,064,000 |
| Allowance for loan losses | 5,681,000 | 5,690,000 | 5,998,000 | 6,376,000 |
| Securities available for sale | 38,713,000 | 41,252,000 | 40,445,000 | 39,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,740,000 | 562,477,000 | 586,567,000 | 629,996,000 |
| Interest-bearing deposits | 443,939,000 | 449,773,000 | 466,980,000 | 507,579,000 |
| Noninterest-bearing deposits | 102,801,000 | 112,704,000 | 119,587,000 | 122,417,000 |
| Equity capital | 56,539,000 | 58,038,000 | 64,315,000 | 68,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,657,000 | 17,698,000 | 27,436,000 | 37,732,000 |
| Interest expense | 822,000 | 1,692,000 | 2,627,000 | 3,653,000 |
| Net interest income | 7,835,000 | 16,006,000 | 24,809,000 | 34,079,000 |
| Noninterest income | 4,519,000 | 8,248,000 | 11,634,000 | 14,905,000 |
| Noninterest expense | 9,249,000 | 17,787,000 | 26,256,000 | 34,719,000 |
| Provision for loan losses | 225,000 | 559,000 | 1,009,000 | 1,474,000 |
| Pretax income | 2,880,000 | 5,908,000 | 9,178,000 | 12,791,000 |
| Income tax | 1,117,000 | 2,295,000 | 3,565,000 | 4,972,000 |
| Net income | 1,763,000 | 3,613,000 | 5,613,000 | 7,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,086,000 | 57,835,000 | 63,926,000 | 67,999,000 |
| Total capital | 62,363,000 | 64,121,000 | 70,520,000 | 74,952,000 |
| Risk-weighted assets | 536,646,000 | 542,876,000 | 567,105,000 | 599,357,000 |