Call reports 2013
CAPITAL BANK, NATIONAL ASSOCIATION — 2013
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 441,779,000 | 494,569,000 | 472,275,000 | 485,792,000 |
| Total loans | 387,431,000 | 427,270,000 | 391,551,000 | 424,206,000 |
| Allowance for loan losses | 4,079,000 | 4,252,000 | 4,402,000 | 4,723,000 |
| Securities available for sale | 33,948,000 | 31,425,000 | 34,109,000 | 32,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,733,000 | 380,603,000 | 363,231,000 | 374,422,000 |
| Interest-bearing deposits | 260,552,000 | 302,313,000 | 284,018,000 | 286,214,000 |
| Noninterest-bearing deposits | 73,181,000 | 78,290,000 | 79,213,000 | 88,208,000 |
| Equity capital | 36,477,000 | 40,890,000 | 41,890,000 | 42,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,396,000 | 13,621,000 | 20,785,000 | 27,976,000 |
| Interest expense | 575,000 | 1,224,000 | 1,876,000 | 2,510,000 |
| Net interest income | 5,821,000 | 12,397,000 | 18,909,000 | 25,466,000 |
| Noninterest income | 2,545,000 | 8,302,000 | 10,206,000 | 11,951,000 |
| Noninterest expense | 5,898,000 | 13,228,000 | 18,974,000 | 24,725,000 |
| Provision for loan losses | 325,000 | 785,000 | 935,000 | 1,210,000 |
| Pretax income | 2,143,000 | 6,686,000 | 9,206,000 | 11,482,000 |
| Income tax | 840,000 | 2,609,000 | 3,604,000 | 4,461,000 |
| Net income | 1,303,000 | 4,077,000 | 5,602,000 | 7,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,807,000 | 40,640,000 | 41,504,000 | 42,141,000 |
| Total capital | 41,834,000 | 49,077,000 | 47,786,000 | 50,730,000 |
| Risk-weighted assets | 321,775,000 | 354,765,000 | 341,966,000 | 366,451,000 |