Call reports 2012
CAPITAL BANK, NATIONAL ASSOCIATION — 2012
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 368,352,000 | 413,943,000 | 419,350,000 | 436,335,000 |
| Total loans | 298,955,000 | 331,217,000 | 343,509,000 | 370,547,000 |
| Allowance for loan losses | 2,884,000 | 3,310,000 | 3,469,000 | 3,770,000 |
| Securities available for sale | 35,958,000 | 39,016,000 | 36,596,000 | 31,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,160,000 | 305,395,000 | 306,450,000 | 337,921,000 |
| Interest-bearing deposits | 200,097,000 | 233,586,000 | 234,040,000 | 243,508,000 |
| Noninterest-bearing deposits | 68,063,000 | 71,809,000 | 72,410,000 | 94,412,000 |
| Equity capital | 29,678,000 | 31,432,000 | 34,971,000 | 35,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,570,000 | 11,413,000 | 17,793,000 | 23,991,000 |
| Interest expense | 647,000 | 1,313,000 | 1,987,000 | 2,574,000 |
| Net interest income | 4,923,000 | 10,100,000 | 15,806,000 | 21,417,000 |
| Noninterest income | 3,358,000 | 5,492,000 | 8,097,000 | 10,947,000 |
| Noninterest expense | 3,886,000 | 8,492,000 | 13,920,000 | 19,762,000 |
| Provision for loan losses | 350,000 | 795,000 | 1,150,000 | 1,450,000 |
| Pretax income | 4,045,000 | 6,307,000 | 8,835,000 | 11,154,000 |
| Income tax | 1,580,000 | 2,473,000 | 3,464,000 | 4,375,000 |
| Net income | 2,465,000 | 3,834,000 | 5,371,000 | 6,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,135,000 | 30,806,000 | 34,166,000 | 34,867,000 |
| Total capital | 35,791,000 | 37,310,000 | 39,788,000 | 40,664,000 |
| Risk-weighted assets | 256,178,000 | 280,287,000 | 289,636,000 | 303,454,000 |