Call reports 2011
CAPITAL BANK, NATIONAL ASSOCIATION — 2011
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 260,493,000 | 264,429,000 | 325,141,000 | 335,601,000 |
| Total loans | 199,388,000 | 201,040,000 | 256,316,000 | 268,911,000 |
| Allowance for loan losses | 2,305,000 | 2,024,000 | 2,354,000 | 2,534,000 |
| Securities available for sale | 33,967,000 | 36,783,000 | 39,194,000 | 36,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,557,000 | 195,578,000 | 236,557,000 | 236,836,000 |
| Interest-bearing deposits | 146,366,000 | 146,464,000 | 186,851,000 | 172,156,000 |
| Noninterest-bearing deposits | 44,191,000 | 49,114,000 | 49,707,000 | 64,680,000 |
| Equity capital | 22,019,000 | 22,383,000 | 27,053,000 | 27,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,197,000 | 11,363,000 | 16,323,000 |
| Interest expense | 610,000 | 1,217,000 | 1,835,000 | 2,469,000 |
| Net interest income | 2,961,000 | 5,980,000 | 9,528,000 | 13,854,000 |
| Noninterest income | 168,000 | 312,000 | 6,069,000 | 6,431,000 |
| Noninterest expense | 2,079,000 | 4,175,000 | 6,991,000 | 10,129,000 |
| Provision for loan losses | 100,000 | 505,000 | 835,000 | 1,090,000 |
| Pretax income | 950,000 | 1,612,000 | 7,771,000 | 9,077,000 |
| Income tax | 382,000 | 636,000 | 3,035,000 | 3,544,000 |
| Net income | 568,000 | 976,000 | 4,736,000 | 5,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,712,000 | 22,048,000 | 26,427,000 | 27,004,000 |
| Total capital | 27,642,000 | 27,743,000 | 32,490,000 | 33,274,000 |
| Risk-weighted assets | 194,330,000 | 197,238,000 | 233,595,000 | 238,518,000 |