Call reports 2010
CAPITAL BANK, NATIONAL ASSOCIATION — 2010
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,119,000 | 255,581,000 | 259,090,000 | 254,505,000 |
| Total loans | 192,960,000 | 197,624,000 | 208,174,000 | 209,388,000 |
| Allowance for loan losses | 2,386,000 | 2,440,000 | 2,355,000 | 2,346,000 |
| Securities available for sale | 27,619,000 | 28,932,000 | 24,517,000 | 24,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,583,000 | 189,128,000 | 198,187,000 | 189,696,000 |
| Interest-bearing deposits | 156,559,000 | 159,273,000 | 149,690,000 | 151,148,000 |
| Noninterest-bearing deposits | 24,024,000 | 29,855,000 | 48,498,000 | 38,547,000 |
| Equity capital | 19,803,000 | 20,331,000 | 20,737,000 | 21,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 6,889,000 | 10,518,000 | 14,272,000 |
| Interest expense | 856,000 | 1,669,000 | 2,417,000 | 3,095,000 |
| Net interest income | 2,554,000 | 5,220,000 | 8,101,000 | 11,177,000 |
| Noninterest income | 33,000 | 63,000 | 13,000 | 304,000 |
| Noninterest expense | 1,700,000 | 3,391,000 | 5,248,000 | 7,321,000 |
| Provision for loan losses | 130,000 | 300,000 | 440,000 | 730,000 |
| Pretax income | 757,000 | 1,592,000 | 2,427,000 | 3,449,000 |
| Income tax | 296,000 | 621,000 | 947,000 | 1,348,000 |
| Net income | 461,000 | 971,000 | 1,480,000 | 2,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,401,000 | 19,886,000 | 20,305,000 | 21,332,000 |
| Total capital | 25,820,000 | 26,302,000 | 26,779,000 | 27,322,000 |
| Risk-weighted assets | 193,446,000 | 192,964,000 | 197,873,000 | 199,164,000 |