Call reports 2009
CAPITAL BANK, NATIONAL ASSOCIATION — 2009
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 208,196,000 | 207,239,000 | 212,326,000 | 234,719,000 |
| Total loans | 170,134,000 | 169,681,000 | 170,420,000 | 186,652,000 |
| Allowance for loan losses | 1,645,000 | 1,837,000 | 2,007,000 | 2,255,000 |
| Securities available for sale | 26,951,000 | 23,600,000 | 23,367,000 | 22,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,932,000 | 149,620,000 | 150,321,000 | 175,204,000 |
| Interest-bearing deposits | 128,987,000 | 125,619,000 | 128,959,000 | 154,156,000 |
| Noninterest-bearing deposits | 26,945,000 | 24,002,000 | 21,362,000 | 21,048,000 |
| Equity capital | 18,323,000 | 18,766,000 | 19,159,000 | 19,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,989,000 | 9,046,000 | 12,336,000 |
| Interest expense | 992,000 | 1,927,000 | 2,824,000 | 3,712,000 |
| Net interest income | 1,902,000 | 4,062,000 | 6,222,000 | 8,624,000 |
| Noninterest income | 101,000 | 179,000 | 271,000 | 365,000 |
| Noninterest expense | 1,417,000 | 2,930,000 | 4,480,000 | 6,197,000 |
| Provision for loan losses | 160,000 | 350,000 | 520,000 | 820,000 |
| Pretax income | 447,000 | 983,000 | 1,516,000 | 2,000,000 |
| Income tax | 173,000 | 382,000 | 591,000 | 776,000 |
| Net income | 274,000 | 601,000 | 925,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,196,000 | 18,504,000 | 18,762,000 | 19,030,000 |
| Total capital | 23,973,000 | 24,482,000 | 24,885,000 | 25,351,000 |
| Risk-weighted assets | 182,057,000 | 177,257,000 | 179,349,000 | 185,596,000 |