Call reports 2007
CAPITAL BANK, NATIONAL ASSOCIATION — 2007
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 151,525,000 | 143,737,000 | 155,191,000 | 169,382,000 |
| Total loans | 107,374,000 | 109,209,000 | 112,463,000 | 119,995,000 |
| Allowance for loan losses | 1,158,000 | 1,118,000 | 1,112,000 | 1,143,000 |
| Securities available for sale | 15,868,000 | 17,939,000 | 17,943,000 | 20,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,107,000 | 108,807,000 | 120,310,000 | 128,366,000 |
| Interest-bearing deposits | 100,744,000 | 92,326,000 | 98,867,000 | 107,914,000 |
| Noninterest-bearing deposits | 19,363,000 | 16,482,000 | 21,442,000 | 20,452,000 |
| Equity capital | 11,624,000 | 11,825,000 | 12,162,000 | 12,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,234,000 | 8,260,000 | 11,063,000 |
| Interest expense | 1,308,000 | 2,586,000 | 3,973,000 | 5,323,000 |
| Net interest income | 1,272,000 | 2,648,000 | 4,287,000 | 5,740,000 |
| Noninterest income | 42,000 | 86,000 | 224,000 | 297,000 |
| Noninterest expense | 1,110,000 | 2,262,000 | 3,511,000 | 4,624,000 |
| Provision for loan losses | 0 | 0 | -10,000 | 15,000 |
| Pretax income | 204,000 | 472,000 | 1,010,000 | 1,398,000 |
| Income tax | 61,000 | 149,000 | 354,000 | 497,000 |
| Net income | 143,000 | 323,000 | 656,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,655,000 | 11,876,000 | 12,169,000 | 12,403,000 |
| Total capital | 12,893,000 | 13,074,000 | 13,372,000 | 13,646,000 |
| Risk-weighted assets | 115,854,000 | 113,847,000 | 121,653,000 | 128,372,000 |