Call reports 2002
CAPITAL BANK, NATIONAL ASSOCIATION — 2002
What CAPITAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,156,000 | 35,961,000 | 36,834,000 | 40,569,000 |
| Total loans | 15,374,000 | 15,097,000 | 20,748,000 | 25,565,000 |
| Allowance for loan losses | 559,000 | 751,000 | 775,000 | 852,000 |
| Securities available for sale | 0 | 11,495,000 | 8,440,000 | 6,000,000 |
| Securities held to maturity | 13,501,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,881,000 | 30,997,000 | 30,592,000 | 31,270,000 |
| Interest-bearing deposits | 26,383,000 | 26,238,000 | 26,511,000 | 26,524,000 |
| Noninterest-bearing deposits | 3,498,000 | 4,759,000 | 4,081,000 | 4,746,000 |
| Equity capital | 3,892,000 | 3,611,000 | 3,672,000 | 5,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 876,000 | 1,318,000 | 1,773,000 |
| Interest expense | 211,000 | 390,000 | 563,000 | 707,000 |
| Net interest income | 211,000 | 486,000 | 755,000 | 1,066,000 |
| Noninterest income | 6,000 | 14,000 | 25,000 | 36,000 |
| Noninterest expense | 406,000 | 872,000 | 1,340,000 | 1,871,000 |
| Provision for loan losses | 20,000 | 212,000 | 357,000 | 427,000 |
| Pretax income | -209,000 | -584,000 | -917,000 | -1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -209,000 | -584,000 | -917,000 | -1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,892,000 | 3,517,000 | 3,584,000 | 5,517,000 |
| Total capital | 4,166,000 | 3,770,000 | 3,896,000 | 5,870,000 |
| Risk-weighted assets | 21,624,000 | 19,770,000 | 24,446,000 | 27,740,000 |