Call reports 2007
IRON AND GLASS BANK — 2007
What IRON AND GLASS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 299,639,000 | 296,750,000 | 300,363,000 | 302,291,000 |
| Total loans | 164,381,000 | 168,337,000 | 169,710,000 | 166,009,000 |
| Allowance for loan losses | 1,764,000 | 1,822,000 | 1,821,000 | 1,850,000 |
| Securities available for sale | 36,874,000 | 36,037,000 | 36,800,000 | 37,436,000 |
| Securities held to maturity | 78,950,000 | 79,619,000 | 80,469,000 | 81,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,356,000 | 242,720,000 | 244,712,000 | 251,351,000 |
| Interest-bearing deposits | 215,254,000 | 204,374,000 | 209,155,000 | 214,025,000 |
| Noninterest-bearing deposits | 36,102,000 | 38,346,000 | 35,557,000 | 37,326,000 |
| Equity capital | 36,894,000 | 36,777,000 | 37,763,000 | 38,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,523,000 | 9,007,000 | 13,599,000 | 18,155,000 |
| Interest expense | 1,882,000 | 3,734,000 | 5,661,000 | 7,665,000 |
| Net interest income | 2,641,000 | 5,273,000 | 7,938,000 | 10,490,000 |
| Noninterest income | 345,000 | 706,000 | 1,060,000 | 1,386,000 |
| Noninterest expense | 1,760,000 | 3,491,000 | 5,181,000 | 6,868,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 25,000 |
| Pretax income | 1,166,000 | 2,368,000 | 3,657,000 | 4,983,000 |
| Income tax | 320,000 | 652,000 | 1,005,000 | 1,377,000 |
| Net income | 846,000 | 1,716,000 | 2,652,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,458,000 | 36,905,000 | 37,397,000 | 37,996,000 |
| Total capital | 38,222,000 | 38,727,000 | 39,218,000 | 39,846,000 |
| Risk-weighted assets | 211,253,000 | 214,114,000 | 216,379,000 | 213,843,000 |