Call reports 2006
IRON AND GLASS BANK — 2006
What IRON AND GLASS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 298,694,000 | 294,773,000 | 304,471,000 | 301,608,000 |
| Total loans | 168,043,000 | 169,789,000 | 174,170,000 | 167,241,000 |
| Allowance for loan losses | 1,856,000 | 1,833,000 | 1,913,000 | 1,766,000 |
| Securities available for sale | 39,154,000 | 38,399,000 | 39,703,000 | 36,703,000 |
| Securities held to maturity | 71,761,000 | 73,041,000 | 73,969,000 | 77,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,108,000 | 249,734,000 | 256,578,000 | 253,131,000 |
| Interest-bearing deposits | 215,034,000 | 209,442,000 | 216,696,000 | 217,057,000 |
| Noninterest-bearing deposits | 39,074,000 | 40,292,000 | 39,882,000 | 36,074,000 |
| Equity capital | 34,052,000 | 34,120,000 | 35,609,000 | 36,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,713,000 | 13,255,000 | 17,950,000 |
| Interest expense | 1,568,000 | 3,220,000 | 4,945,000 | 6,844,000 |
| Net interest income | 2,738,000 | 5,493,000 | 8,310,000 | 11,106,000 |
| Noninterest income | 325,000 | 667,000 | 990,000 | 1,345,000 |
| Noninterest expense | 1,805,000 | 3,593,000 | 5,340,000 | 7,010,000 |
| Provision for loan losses | 80,000 | 150,000 | 220,000 | 325,000 |
| Pretax income | 1,178,000 | 2,417,000 | 3,740,000 | 5,252,000 |
| Income tax | 330,000 | 676,000 | 1,014,000 | 1,424,000 |
| Net income | 848,000 | 1,741,000 | 2,726,000 | 3,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,975,000 | 34,569,000 | 35,228,000 | 35,912,000 |
| Total capital | 35,831,000 | 36,402,000 | 37,141,000 | 37,678,000 |
| Risk-weighted assets | 214,486,000 | 215,253,000 | 220,293,000 | 212,646,000 |