Call reports 2003
IRON AND GLASS BANK — 2003
What IRON AND GLASS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 297,228,000 | 299,915,000 | 299,002,000 | 293,119,000 |
| Total loans | 162,633,000 | 165,090,000 | 167,767,000 | 165,166,000 |
| Allowance for loan losses | 1,920,000 | 2,085,000 | 1,962,000 | 1,888,000 |
| Securities available for sale | 39,295,000 | 36,348,000 | 30,132,000 | 24,819,000 |
| Securities held to maturity | 29,969,000 | 47,694,000 | 60,786,000 | 62,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,430,000 | 258,629,000 | 258,748,000 | 252,593,000 |
| Interest-bearing deposits | 219,230,000 | 219,710,000 | 221,695,000 | 216,082,000 |
| Noninterest-bearing deposits | 38,200,000 | 38,919,000 | 37,053,000 | 36,511,000 |
| Equity capital | 28,004,000 | 28,504,000 | 28,491,000 | 29,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,375,000 | 8,857,000 | 13,170,000 | 17,294,000 |
| Interest expense | 1,550,000 | 3,001,000 | 4,424,000 | 5,785,000 |
| Net interest income | 2,825,000 | 5,856,000 | 8,746,000 | 11,509,000 |
| Noninterest income | 249,000 | 527,000 | 774,000 | 1,017,000 |
| Noninterest expense | 1,755,000 | 3,574,000 | 5,289,000 | 6,871,000 |
| Provision for loan losses | 120,000 | 340,000 | 490,000 | 690,000 |
| Pretax income | 1,199,000 | 2,469,000 | 3,759,000 | 4,962,000 |
| Income tax | 349,000 | 719,000 | 1,104,000 | 1,454,000 |
| Net income | 850,000 | 1,750,000 | 2,655,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,819,000 | 26,488,000 | 26,951,000 | 27,731,000 |
| Total capital | 27,832,000 | 28,667,000 | 28,913,000 | 29,619,000 |
| Risk-weighted assets | 191,758,000 | 195,290,000 | 197,071,000 | 191,469,000 |
Machine access — free, no API key
Every figure shown here about IRON AND GLASS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.