Call reports 2002
IRON AND GLASS BANK — 2002
What IRON AND GLASS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 260,680,000 | 274,327,000 | 293,436,000 | 302,515,000 |
| Total loans | 147,989,000 | 152,213,000 | 161,351,000 | 162,092,000 |
| Allowance for loan losses | 1,695,000 | 1,655,000 | 1,642,000 | 1,816,000 |
| Securities available for sale | 63,858,000 | 64,361,000 | 59,806,000 | 52,723,000 |
| Securities held to maturity | 21,562,000 | 23,148,000 | 23,638,000 | 23,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,082,000 | 234,750,000 | 251,939,000 | 261,510,000 |
| Interest-bearing deposits | 184,538,000 | 196,706,000 | 211,671,000 | 223,215,000 |
| Noninterest-bearing deposits | 37,544,000 | 38,044,000 | 40,268,000 | 38,295,000 |
| Equity capital | 24,576,000 | 26,091,000 | 27,190,000 | 27,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,587,000 | 13,002,000 | 17,449,000 |
| Interest expense | 1,694,000 | 3,384,000 | 5,141,000 | 6,875,000 |
| Net interest income | 2,578,000 | 5,203,000 | 7,861,000 | 10,574,000 |
| Noninterest income | 283,000 | 559,000 | 836,000 | 1,098,000 |
| Noninterest expense | 1,659,000 | 3,285,000 | 4,912,000 | 6,490,000 |
| Provision for loan losses | 110,000 | 230,000 | 380,000 | 620,000 |
| Pretax income | 1,081,000 | 2,234,000 | 3,392,000 | 4,522,000 |
| Income tax | 296,000 | 621,000 | 951,000 | 1,277,000 |
| Net income | 785,000 | 1,613,000 | 2,441,000 | 3,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,522,000 | 23,976,000 | 24,603,000 | 25,175,000 |
| Total capital | 25,237,000 | 25,660,000 | 26,299,000 | 26,991,000 |
| Risk-weighted assets | 165,571,000 | 171,544,000 | 188,550,000 | 191,004,000 |