Call reports 2007
FIRST NATIONAL BANK OF FAIRFIELD, THE — 2007
What FIRST NATIONAL BANK OF FAIRFIELD, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,218,000 | 90,767,000 | 89,942,000 | 92,116,000 |
| Total loans | 47,511,000 | 46,818,000 | 46,868,000 | 48,516,000 |
| Allowance for loan losses | 415,000 | 397,000 | 665,000 | 866,000 |
| Securities available for sale | 15,084,000 | 16,459,000 | 15,784,000 | 16,548,000 |
| Securities held to maturity | 3,352,000 | 3,351,000 | 3,579,000 | 4,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,168,000 | 75,474,000 | 74,044,000 | 76,392,000 |
| Interest-bearing deposits | 62,362,000 | 64,935,000 | 62,810,000 | 64,914,000 |
| Noninterest-bearing deposits | 10,806,000 | 10,539,000 | 11,234,000 | 11,478,000 |
| Equity capital | 12,542,000 | 12,770,000 | 13,336,000 | 13,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 2,972,000 | 4,479,000 | 5,997,000 |
| Interest expense | 631,000 | 1,286,000 | 1,971,000 | 2,645,000 |
| Net interest income | 858,000 | 1,686,000 | 2,508,000 | 3,352,000 |
| Noninterest income | 224,000 | 416,000 | 781,000 | 946,000 |
| Noninterest expense | 370,000 | 763,000 | 1,199,000 | 1,764,000 |
| Provision for loan losses | 504,000 | 785,000 | 1,045,000 | 1,325,000 |
| Pretax income | 208,000 | 554,000 | 1,045,000 | 1,196,000 |
| Income tax | 4,000 | 1,000 | 69,000 | 172,000 |
| Net income | 204,000 | 553,000 | 976,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,699,000 | 13,048,000 | 13,471,000 | 13,518,000 |
| Total capital | 13,114,000 | 13,445,000 | 14,136,000 | 14,289,000 |
| Risk-weighted assets | 59,128,000 | 59,349,000 | 59,284,000 | 61,547,000 |