Call reports 2002
FIRST NATIONAL BANK OF FAIRFIELD, THE — 2002
What FIRST NATIONAL BANK OF FAIRFIELD, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,369,000 | 68,810,000 | 69,852,000 | 72,235,000 |
| Total loans | 29,303,000 | 32,581,000 | 34,814,000 | 36,106,000 |
| Allowance for loan losses | 695,000 | 553,000 | 575,000 | 633,000 |
| Securities available for sale | 16,657,000 | 21,802,000 | 20,769,000 | 21,139,000 |
| Securities held to maturity | 2,367,000 | 2,465,000 | 2,237,000 | 2,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,457,000 | 58,385,000 | 58,877,000 | 60,303,000 |
| Interest-bearing deposits | 47,166,000 | 49,275,000 | 50,394,000 | 52,188,000 |
| Noninterest-bearing deposits | 9,291,000 | 9,110,000 | 8,483,000 | 8,115,000 |
| Equity capital | 8,068,000 | 8,379,000 | 8,740,000 | 8,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,116,000 | 3,238,000 | 4,343,000 |
| Interest expense | 478,000 | 948,000 | 1,419,000 | 1,883,000 |
| Net interest income | 546,000 | 1,168,000 | 1,819,000 | 2,460,000 |
| Noninterest income | 175,000 | 318,000 | 462,000 | 607,000 |
| Noninterest expense | 417,000 | 814,000 | 1,227,000 | 1,640,000 |
| Provision for loan losses | 32,000 | 85,000 | 152,000 | 295,000 |
| Pretax income | 272,000 | 587,000 | 1,051,000 | 1,271,000 |
| Income tax | 44,000 | 165,000 | 286,000 | 430,000 |
| Net income | 228,000 | 422,000 | 765,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,092,000 | 8,145,000 | 8,496,000 | 8,582,000 |
| Total capital | 8,590,000 | 8,669,000 | 9,043,000 | 9,151,000 |
| Risk-weighted assets | 39,654,000 | 41,869,000 | 43,744,000 | 45,463,000 |