Call reports 2001
FIRST NATIONAL BANK OF FAIRFIELD, THE — 2001
What FIRST NATIONAL BANK OF FAIRFIELD, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,486,000 | 62,898,000 | 62,981,000 | 65,245,000 |
| Total loans | 29,789,000 | 30,701,000 | 30,390,000 | 30,295,000 |
| Allowance for loan losses | 581,000 | 623,000 | 645,000 | 662,000 |
| Securities available for sale | 11,468,000 | 12,385,000 | 14,622,000 | 16,091,000 |
| Securities held to maturity | 2,084,000 | 2,083,000 | 1,999,000 | 1,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,341,000 | 52,349,000 | 52,148,000 | 54,657,000 |
| Interest-bearing deposits | 43,274,000 | 42,572,000 | 43,966,000 | 45,896,000 |
| Noninterest-bearing deposits | 9,067,000 | 9,777,000 | 8,182,000 | 8,761,000 |
| Equity capital | 7,682,000 | 7,711,000 | 8,017,000 | 8,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,349,000 | 3,463,000 | 4,522,000 |
| Interest expense | 562,000 | 1,114,000 | 1,664,000 | 2,177,000 |
| Net interest income | 600,000 | 1,235,000 | 1,799,000 | 2,345,000 |
| Noninterest income | 149,000 | 306,000 | 455,000 | 610,000 |
| Noninterest expense | 420,000 | 831,000 | 1,234,000 | 1,599,000 |
| Provision for loan losses | 45,000 | 91,000 | 137,000 | 283,000 |
| Pretax income | 284,000 | 619,000 | 883,000 | 1,073,000 |
| Income tax | 44,000 | 177,000 | 284,000 | 368,000 |
| Net income | 240,000 | 442,000 | 599,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,651,000 | 7,674,000 | 7,832,000 | 7,939,000 |
| Total capital | 8,106,000 | 8,162,000 | 8,319,000 | 8,428,000 |
| Risk-weighted assets | 36,266,000 | 38,893,000 | 38,796,000 | 38,939,000 |