Call reports 2016
CATTLE BANK & TRUST — 2016
What CATTLE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 242,464,000 | 246,687,000 | 250,921,000 | 254,129,000 |
| Total loans | 182,954,000 | 189,109,000 | 193,960,000 | 195,267,000 |
| Allowance for loan losses | 2,558,000 | 2,659,000 | 2,659,000 | 2,655,000 |
| Securities available for sale | 44,941,000 | 44,624,000 | 42,089,000 | 41,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,503,000 | 204,948,000 | 209,399,000 | 210,618,000 |
| Interest-bearing deposits | 173,622,000 | 172,545,000 | 181,176,000 | 177,800,000 |
| Noninterest-bearing deposits | 28,881,000 | 32,403,000 | 28,223,000 | 32,818,000 |
| Equity capital | 29,270,000 | 30,128,000 | 30,849,000 | 30,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,370,000 | 4,796,000 | 7,293,000 | 9,805,000 |
| Interest expense | 248,000 | 509,000 | 776,000 | 1,048,000 |
| Net interest income | 2,122,000 | 4,287,000 | 6,517,000 | 8,757,000 |
| Noninterest income | 285,000 | 616,000 | 920,000 | 1,209,000 |
| Noninterest expense | 1,410,000 | 2,823,000 | 4,177,000 | 6,057,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,056,000 | 2,039,000 | 3,219,000 | 3,868,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 96,000 |
| Net income | 1,032,000 | 1,991,000 | 3,147,000 | 3,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,770,000 | 29,495,000 | 30,350,000 | 30,675,000 |
| Total capital | 31,081,000 | 31,839,000 | 32,762,000 | 33,132,000 |
| Risk-weighted assets | 184,593,000 | 187,181,000 | 192,697,000 | 196,344,000 |