Call reports 2025
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2025
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,981,440,000 | 3,952,515,000 | 4,098,937,000 | 4,030,860,000 |
| Total loans | 3,073,399,000 | 2,997,648,000 | 2,996,984,000 | 3,058,992,000 |
| Allowance for loan losses | 45,839,000 | 41,110,000 | 41,292,000 | 34,348,000 |
| Securities available for sale | 131,593,000 | 188,167,000 | 209,402,000 | 234,890,000 |
| Securities held to maturity | 53,194,000 | 53,108,000 | 53,022,000 | 52,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,345,302,000 | 3,327,316,000 | 3,481,406,000 | 3,390,316,000 |
| Interest-bearing deposits | 2,049,813,000 | 2,094,207,000 | 2,221,676,000 | 2,192,325,000 |
| Noninterest-bearing deposits | 1,295,489,000 | 1,233,109,000 | 1,259,730,000 | 1,197,991,000 |
| Equity capital | 597,644,000 | 584,895,000 | 574,254,000 | 591,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 56,824,000 | 112,611,000 | 169,800,000 | 225,972,000 |
| Interest expense | 13,178,000 | 26,118,000 | 39,680,000 | 52,260,000 |
| Net interest income | 43,646,000 | 86,493,000 | 130,120,000 | 173,712,000 |
| Noninterest income | 2,563,000 | 5,418,000 | 8,086,000 | 11,082,000 |
| Noninterest expense | 24,828,000 | 49,548,000 | 72,795,000 | 100,580,000 |
| Provision for loan losses | -3,159,000 | -3,822,000 | -3,601,000 | -7,826,000 |
| Pretax income | 25,157,000 | 46,773,000 | 69,836,000 | 93,037,000 |
| Income tax | 7,250,000 | 13,665,000 | 20,147,000 | 26,480,000 |
| Net income | 17,907,000 | 33,108,000 | 49,689,000 | 66,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 469,986,000 | 458,653,000 | 447,299,000 | 463,490,000 |
| Total capital | 510,028,000 | 496,111,000 | 485,790,000 | 497,919,000 |
| Risk-weighted assets | 3,536,859,000 | 3,468,399,000 | 3,455,598,000 | 3,496,335,000 |