Call reports 2024
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2024
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,288,643,000 | 2,291,655,000 | 4,362,376,000 | 4,030,569,000 |
| Total loans | 1,886,086,000 | 1,884,599,000 | 3,233,419,000 | 3,156,344,000 |
| Allowance for loan losses | 22,254,000 | 23,788,000 | 53,552,000 | 50,540,000 |
| Securities available for sale | 126,957,000 | 123,653,000 | 159,330,000 | 142,001,000 |
| Securities held to maturity | 53,533,000 | 53,449,000 | 53,364,000 | 53,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,934,673,000 | 1,938,655,000 | 3,745,500,000 | 3,402,857,000 |
| Interest-bearing deposits | 1,278,553,000 | 1,269,256,000 | 2,372,612,000 | 2,141,753,000 |
| Noninterest-bearing deposits | 656,120,000 | 669,399,000 | 1,372,888,000 | 1,261,104,000 |
| Equity capital | 305,348,000 | 306,353,000 | 562,622,000 | 577,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,264,000 | 63,113,000 | 117,240,000 | 179,798,000 |
| Interest expense | 10,499,000 | 21,070,000 | 37,239,000 | 53,864,000 |
| Net interest income | 20,765,000 | 42,043,000 | 80,001,000 | 125,934,000 |
| Noninterest income | 1,414,000 | 2,582,000 | 3,755,000 | 4,759,000 |
| Noninterest expense | 14,887,000 | 33,752,000 | 71,236,000 | 97,255,000 |
| Provision for loan losses | -314,000 | 2,676,000 | 22,387,000 | 19,521,000 |
| Pretax income | 7,623,000 | 8,312,000 | -13,005,000 | 11,748,000 |
| Income tax | 2,435,000 | 2,650,000 | -3,157,000 | 3,901,000 |
| Net income | 5,188,000 | 5,662,000 | -9,848,000 | 7,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 274,183,000 | 275,575,000 | 429,940,000 | 450,600,000 |
| Total capital | 294,620,000 | 297,448,000 | 473,737,000 | 492,433,000 |
| Risk-weighted assets | 2,085,915,000 | 2,074,074,000 | 3,780,333,000 | 3,634,410,000 |