Call reports 2023
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2023
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,294,392,000 | 2,314,934,000 | 2,321,694,000 | 2,359,231,000 |
| Total loans | 1,894,509,000 | 1,914,415,000 | 1,935,365,000 | 1,964,792,000 |
| Allowance for loan losses | 22,391,000 | 22,502,000 | 22,705,000 | 22,569,000 |
| Securities available for sale | 124,438,000 | 119,876,000 | 111,840,000 | 130,035,000 |
| Securities held to maturity | 53,864,000 | 53,782,000 | 53,699,000 | 53,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,988,719,000 | 1,982,826,000 | 1,985,388,000 | 1,947,143,000 |
| Interest-bearing deposits | 1,103,856,000 | 1,204,013,000 | 1,247,878,000 | 1,268,459,000 |
| Noninterest-bearing deposits | 884,863,000 | 778,813,000 | 737,510,000 | 678,684,000 |
| Equity capital | 282,088,000 | 288,573,000 | 293,634,000 | 301,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 29,209,000 | 59,469,000 | 90,952,000 | 123,522,000 |
| Interest expense | 4,046,000 | 10,608,000 | 18,559,000 | 28,299,000 |
| Net interest income | 25,163,000 | 48,861,000 | 72,393,000 | 95,223,000 |
| Noninterest income | 1,570,000 | 2,631,000 | 3,447,000 | 4,353,000 |
| Noninterest expense | 14,914,000 | 29,349,000 | 44,024,000 | 59,259,000 |
| Provision for loan losses | 278,000 | 398,000 | 600,000 | 1,731,000 |
| Pretax income | 11,617,000 | 21,990,000 | 31,759,000 | 38,428,000 |
| Income tax | 3,135,000 | 6,489,000 | 9,443,000 | 11,447,000 |
| Net income | 8,482,000 | 15,501,000 | 22,316,000 | 26,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 250,896,000 | 259,098,000 | 267,246,000 | 270,341,000 |
| Total capital | 270,860,000 | 279,038,000 | 287,091,000 | 289,743,000 |
| Risk-weighted assets | 2,147,536,000 | 2,150,252,000 | 2,162,423,000 | 2,144,690,000 |