Call reports 2022
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2022
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,297,198,000 | 2,319,213,000 | 2,310,275,000 | 2,282,934,000 |
| Total loans | 1,629,861,000 | 1,772,622,000 | 1,849,291,000 | 1,906,800,000 |
| Allowance for loan losses | 13,534,000 | 15,136,000 | 16,436,000 | 17,099,000 |
| Securities available for sale | 94,488,000 | 125,758,000 | 124,524,000 | 112,579,000 |
| Securities held to maturity | 44,936,000 | 54,108,000 | 54,027,000 | 53,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,015,989,000 | 2,034,075,000 | 2,023,863,000 | 1,935,082,000 |
| Interest-bearing deposits | 980,785,000 | 973,443,000 | 1,026,847,000 | 1,008,006,000 |
| Noninterest-bearing deposits | 1,035,204,000 | 1,060,632,000 | 997,016,000 | 927,076,000 |
| Equity capital | 263,769,000 | 259,402,000 | 263,632,000 | 274,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 18,485,000 | 40,068,000 | 65,431,000 | 93,574,000 |
| Interest expense | 381,000 | 725,000 | 2,031,000 | 4,633,000 |
| Net interest income | 18,104,000 | 39,343,000 | 63,400,000 | 88,941,000 |
| Noninterest income | 1,603,000 | 3,129,000 | 3,486,000 | 4,668,000 |
| Noninterest expense | 15,536,000 | 36,920,000 | 50,242,000 | 63,373,000 |
| Provision for loan losses | 1,850,000 | 3,500,000 | 4,800,000 | 5,450,000 |
| Pretax income | 2,321,000 | 2,052,000 | 11,844,000 | 23,792,000 |
| Income tax | 642,000 | 543,000 | 3,168,000 | 6,389,000 |
| Net income | 1,679,000 | 1,509,000 | 8,676,000 | 17,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,317,000 | 225,337,000 | 232,497,000 | 242,380,000 |
| Total capital | 241,655,000 | 241,423,000 | 250,143,000 | 260,789,000 |
| Risk-weighted assets | 1,803,140,000 | 2,042,569,000 | 2,125,607,000 | 2,178,200,000 |