Call reports 2020
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2020
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 852,052,000 | 1,545,740,000 | 1,575,329,000 | 1,578,574,000 |
| Total loans | 683,195,000 | 1,350,751,000 | 1,363,477,000 | 1,233,881,000 |
| Allowance for loan losses | 5,674,000 | 8,300,000 | 10,296,000 | 10,255,000 |
| Securities available for sale | 19,834,000 | 26,856,000 | 24,673,000 | 24,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,946,000 | 1,160,313,000 | 1,142,113,000 | 1,198,707,000 |
| Interest-bearing deposits | 458,451,000 | 632,411,000 | 634,111,000 | 660,816,000 |
| Noninterest-bearing deposits | 230,495,000 | 527,902,000 | 508,002,000 | 537,891,000 |
| Equity capital | 122,377,000 | 141,904,000 | 144,432,000 | 184,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,538,000 | 22,270,000 | 37,294,000 | 51,812,000 |
| Interest expense | 1,553,000 | 2,732,000 | 4,057,000 | 5,143,000 |
| Net interest income | 7,985,000 | 19,538,000 | 33,237,000 | 46,669,000 |
| Noninterest income | 426,000 | 813,000 | 1,287,000 | 1,723,000 |
| Noninterest expense | 5,695,000 | 11,170,000 | 20,132,000 | 36,486,000 |
| Provision for loan losses | 300,000 | 2,552,000 | 4,552,000 | 4,552,000 |
| Pretax income | 2,738,000 | 6,953,000 | 10,414,000 | 7,928,000 |
| Income tax | 827,000 | 2,125,000 | 3,135,000 | 2,390,000 |
| Net income | 1,911,000 | 4,828,000 | 7,279,000 | 5,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,630,000 | 118,124,000 | 121,556,000 | 161,916,000 |
| Total capital | 110,424,000 | 126,569,000 | 131,907,000 | 172,316,000 |
| Risk-weighted assets | 670,253,000 | 832,868,000 | 828,018,000 | 843,098,000 |