Call reports 2019
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2019
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 768,823,000 | 766,730,000 | 839,060,000 | 830,186,000 |
| Total loans | 628,538,000 | 623,424,000 | 684,717,000 | 676,655,000 |
| Allowance for loan losses | 4,679,000 | 4,888,000 | 5,153,000 | 5,363,000 |
| Securities available for sale | 23,704,000 | 23,812,000 | 16,653,000 | 16,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,676,000 | 632,246,000 | 692,899,000 | 671,914,000 |
| Interest-bearing deposits | 452,959,000 | 442,774,000 | 488,365,000 | 466,102,000 |
| Noninterest-bearing deposits | 182,717,000 | 189,472,000 | 204,534,000 | 205,812,000 |
| Equity capital | 103,481,000 | 105,619,000 | 107,400,000 | 120,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,354,000 | 18,690,000 | 28,277,000 | 37,697,000 |
| Interest expense | 1,656,000 | 3,367,000 | 5,159,000 | 6,843,000 |
| Net interest income | 7,698,000 | 15,323,000 | 23,118,000 | 30,854,000 |
| Noninterest income | 420,000 | 939,000 | 1,453,000 | 1,774,000 |
| Noninterest expense | 5,198,000 | 10,903,000 | 16,613,000 | 22,125,000 |
| Provision for loan losses | 300,000 | 500,000 | 800,000 | 1,000,000 |
| Pretax income | 2,620,000 | 4,859,000 | 7,338,000 | 9,683,000 |
| Income tax | 771,000 | 1,438,000 | 2,201,000 | 2,910,000 |
| Net income | 1,849,000 | 3,421,000 | 5,137,000 | 6,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,843,000 | 86,717,000 | 89,394,000 | 102,684,000 |
| Total capital | 89,642,000 | 91,725,000 | 94,667,000 | 108,167,000 |
| Risk-weighted assets | 616,235,000 | 619,023,000 | 671,531,000 | 666,582,000 |