Call reports 2018
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2018
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 522,118,000 | 521,437,000 | 734,923,000 | 767,948,000 |
| Total loans | 409,197,000 | 414,925,000 | 606,753,000 | 634,651,000 |
| Allowance for loan losses | 3,385,000 | 3,443,000 | 3,922,000 | 4,373,000 |
| Securities available for sale | 20,903,000 | 19,762,000 | 24,956,000 | 24,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,300,000 | 442,046,000 | 632,803,000 | 627,816,000 |
| Interest-bearing deposits | 308,346,000 | 305,152,000 | 451,484,000 | 458,643,000 |
| Noninterest-bearing deposits | 135,954,000 | 136,894,000 | 181,319,000 | 169,173,000 |
| Equity capital | 75,016,000 | 77,006,000 | 98,865,000 | 101,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,427,000 | 11,404,000 | 19,168,000 | 28,614,000 |
| Interest expense | 576,000 | 1,272,000 | 2,299,000 | 3,714,000 |
| Net interest income | 4,851,000 | 10,132,000 | 16,869,000 | 24,900,000 |
| Noninterest income | 1,099,000 | 1,701,000 | 2,193,000 | 2,719,000 |
| Noninterest expense | 4,054,000 | 7,705,000 | 13,292,000 | 18,571,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,150,000 | 1,600,000 |
| Pretax income | 1,596,000 | 3,428,000 | 4,704,000 | 7,532,000 |
| Income tax | 524,000 | 1,050,000 | 1,451,000 | 2,274,000 |
| Net income | 1,072,000 | 2,378,000 | 3,253,000 | 5,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,067,000 | 76,100,000 | 81,129,000 | 83,315,000 |
| Total capital | 77,502,000 | 79,593,000 | 85,171,000 | 87,808,000 |
| Risk-weighted assets | 392,889,000 | 397,755,000 | 597,015,000 | 608,276,000 |