Call reports 2017
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2017
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 430,334,000 | 434,088,000 | 467,976,000 | 479,512,000 |
| Total loans | 349,348,000 | 353,915,000 | 387,790,000 | 399,402,000 |
| Allowance for loan losses | 3,143,000 | 3,179,000 | 3,286,000 | 3,076,000 |
| Securities available for sale | 21,274,000 | 23,068,000 | 22,668,000 | 21,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,991,000 | 385,229,000 | 417,519,000 | 407,485,000 |
| Interest-bearing deposits | 241,211,000 | 251,166,000 | 284,295,000 | 284,410,000 |
| Noninterest-bearing deposits | 141,780,000 | 134,063,000 | 133,224,000 | 123,075,000 |
| Equity capital | 45,367,000 | 47,480,000 | 48,619,000 | 49,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,238,000 | 8,869,000 | 14,085,000 | 19,294,000 |
| Interest expense | 319,000 | 631,000 | 1,044,000 | 1,542,000 |
| Net interest income | 3,919,000 | 8,238,000 | 13,041,000 | 17,752,000 |
| Noninterest income | 404,000 | 1,030,000 | 1,409,000 | 2,208,000 |
| Noninterest expense | 2,972,000 | 6,088,000 | 9,477,000 | 12,722,000 |
| Provision for loan losses | 169,000 | 271,000 | 271,000 | 271,000 |
| Pretax income | 1,182,000 | 2,909,000 | 4,702,000 | 6,969,000 |
| Income tax | 472,000 | 1,167,000 | 1,872,000 | 3,004,000 |
| Net income | 710,000 | 1,742,000 | 2,830,000 | 3,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,331,000 | 46,206,000 | 47,444,000 | 48,574,000 |
| Total capital | 47,524,000 | 49,435,000 | 50,780,000 | 51,700,000 |
| Risk-weighted assets | 340,910,000 | 356,545,000 | 376,633,000 | 382,602,000 |