Call reports 2016
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2016
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 367,122,000 | 389,577,000 | 418,466,000 | 424,081,000 |
| Total loans | 313,971,000 | 316,857,000 | 331,609,000 | 333,110,000 |
| Allowance for loan losses | 2,565,000 | 2,660,000 | 2,778,000 | 2,920,000 |
| Securities available for sale | 5,368,000 | 5,017,000 | 4,801,000 | 4,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,321,000 | 352,268,000 | 380,239,000 | 377,529,000 |
| Interest-bearing deposits | 192,753,000 | 229,331,000 | 238,876,000 | 239,447,000 |
| Noninterest-bearing deposits | 119,568,000 | 122,937,000 | 141,363,000 | 138,082,000 |
| Equity capital | 38,050,000 | 36,370,000 | 37,082,000 | 44,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,893,000 | 11,892,000 | 16,273,000 |
| Interest expense | 216,000 | 479,000 | 798,000 | 1,127,000 |
| Net interest income | 3,526,000 | 7,414,000 | 11,094,000 | 15,146,000 |
| Noninterest income | 307,000 | 1,072,000 | 1,563,000 | 1,941,000 |
| Noninterest expense | 2,830,000 | 5,717,000 | 8,681,000 | 11,483,000 |
| Provision for loan losses | 138,000 | 276,000 | 392,000 | 530,000 |
| Pretax income | 857,000 | 2,489,000 | 3,580,000 | 5,070,000 |
| Income tax | 353,000 | 1,024,000 | 1,473,000 | 2,061,000 |
| Net income | 504,000 | 1,465,000 | 2,107,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,539,000 | 35,328,000 | 36,063,000 | 43,630,000 |
| Total capital | 39,154,000 | 38,038,000 | 38,891,000 | 46,600,000 |
| Risk-weighted assets | 301,357,000 | 305,863,000 | 321,254,000 | 321,322,000 |