Call reports 2015
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2015
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 332,827,000 | 331,225,000 | 342,779,000 | 344,332,000 |
| Total loans | 238,388,000 | 272,365,000 | 275,423,000 | 287,785,000 |
| Allowance for loan losses | 2,398,000 | 2,401,000 | 2,514,000 | 2,427,000 |
| Securities available for sale | 7,292,000 | 7,773,000 | 7,203,000 | 6,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,219,000 | 294,096,000 | 305,061,000 | 298,251,000 |
| Interest-bearing deposits | 187,719,000 | 189,013,000 | 200,370,000 | 193,674,000 |
| Noninterest-bearing deposits | 108,500,000 | 105,083,000 | 104,691,000 | 104,577,000 |
| Equity capital | 35,782,000 | 36,260,000 | 36,742,000 | 37,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,019,000 | 6,358,000 | 9,781,000 | 13,627,000 |
| Interest expense | 172,000 | 347,000 | 543,000 | 744,000 |
| Net interest income | 2,847,000 | 6,011,000 | 9,238,000 | 12,883,000 |
| Noninterest income | 381,000 | 1,098,000 | 1,368,000 | 1,704,000 |
| Noninterest expense | 2,789,000 | 5,891,000 | 8,625,000 | 11,363,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 439,000 | 1,218,000 | 1,981,000 | 3,224,000 |
| Income tax | 180,000 | 499,000 | 812,000 | 1,312,000 |
| Net income | 259,000 | 719,000 | 1,169,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,705,000 | 33,493,000 | 34,419,000 | 35,853,000 |
| Total capital | 35,153,000 | 35,944,000 | 36,983,000 | 38,330,000 |
| Risk-weighted assets | 235,723,000 | 256,502,000 | 264,607,000 | 277,126,000 |