Call reports 2014
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2014
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,170,000 | 213,833,000 | 235,754,000 | 317,376,000 |
| Total loans | 179,953,000 | 187,807,000 | 190,956,000 | 230,176,000 |
| Allowance for loan losses | 2,357,000 | 2,337,000 | 2,367,000 | 2,391,000 |
| Securities available for sale | 3,882,000 | 2,072,000 | 1,897,000 | 7,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,710,000 | 187,742,000 | 208,793,000 | 282,392,000 |
| Interest-bearing deposits | 119,046,000 | 117,092,000 | 130,578,000 | 181,970,000 |
| Noninterest-bearing deposits | 75,664,000 | 70,650,000 | 78,215,000 | 100,422,000 |
| Equity capital | 24,776,000 | 25,306,000 | 26,027,000 | 33,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,146,000 | 4,375,000 | 6,770,000 | 9,645,000 |
| Interest expense | 98,000 | 209,000 | 339,000 | 506,000 |
| Net interest income | 2,048,000 | 4,166,000 | 6,431,000 | 9,139,000 |
| Noninterest income | 262,000 | 552,000 | 852,000 | 2,465,000 |
| Noninterest expense | 2,029,000 | 4,043,000 | 6,205,000 | 9,078,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -300,000 |
| Pretax income | 281,000 | 804,000 | 1,507,000 | 2,930,000 |
| Income tax | 0 | 0 | 0 | -1,147,000 |
| Net income | 281,000 | 804,000 | 1,507,000 | 4,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,732,000 | 23,500,000 | 24,246,000 | 30,578,000 |
| Total capital | 24,805,000 | 25,693,000 | 26,499,000 | 33,019,000 |
| Risk-weighted assets | 165,535,000 | 175,273,000 | 180,066,000 | 215,655,000 |