Call reports 2013
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2013
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 186,706,000 | 193,067,000 | 190,162,000 | 201,880,000 |
| Total loans | 155,742,000 | 158,644,000 | 154,273,000 | 161,074,000 |
| Allowance for loan losses | 2,065,000 | 2,261,000 | 2,178,000 | 2,346,000 |
| Securities available for sale | 7,741,000 | 7,282,000 | 5,713,000 | 3,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,768,000 | 167,975,000 | 164,686,000 | 164,042,000 |
| Interest-bearing deposits | 101,514,000 | 107,438,000 | 104,955,000 | 106,450,000 |
| Noninterest-bearing deposits | 60,254,000 | 60,537,000 | 59,731,000 | 57,591,000 |
| Equity capital | 23,225,000 | 23,235,000 | 23,693,000 | 24,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,966,000 | 6,101,000 | 8,169,000 |
| Interest expense | 145,000 | 275,000 | 395,000 | 477,000 |
| Net interest income | 1,850,000 | 3,691,000 | 5,706,000 | 7,692,000 |
| Noninterest income | 140,000 | 320,000 | 678,000 | 1,019,000 |
| Noninterest expense | 2,026,000 | 3,981,000 | 5,890,000 | 7,879,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | -136,000 | -70,000 | 442,000 | 798,000 |
| Income tax | 0 | 0 | 0 | -447,000 |
| Net income | -136,000 | -70,000 | 442,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,596,000 | 21,697,000 | 22,272,000 | 22,798,000 |
| Total capital | 23,252,000 | 23,418,000 | 24,017,000 | 24,632,000 |
| Risk-weighted assets | 131,383,000 | 137,068,000 | 139,104,000 | 146,167,000 |