Call reports 2012
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2012
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 196,475,000 | 189,828,000 | 193,295,000 | 189,026,000 |
| Total loans | 159,802,000 | 158,076,000 | 151,864,000 | 151,232,000 |
| Allowance for loan losses | 2,828,000 | 2,634,000 | 2,450,000 | 2,449,000 |
| Securities available for sale | 12,604,000 | 11,461,000 | 10,776,000 | 8,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,112,000 | 164,140,000 | 167,206,000 | 163,843,000 |
| Interest-bearing deposits | 118,194,000 | 108,143,000 | 112,570,000 | 108,745,000 |
| Noninterest-bearing deposits | 52,918,000 | 55,997,000 | 54,636,000 | 55,098,000 |
| Equity capital | 23,469,000 | 23,831,000 | 24,143,000 | 23,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,477,000 | 6,724,000 | 8,772,000 |
| Interest expense | 226,000 | 438,000 | 624,000 | 795,000 |
| Net interest income | 2,027,000 | 4,039,000 | 6,100,000 | 7,977,000 |
| Noninterest income | 153,000 | 314,000 | 440,000 | 651,000 |
| Noninterest expense | 1,997,000 | 4,002,000 | 5,965,000 | 7,811,000 |
| Provision for loan losses | 110,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 73,000 | 262,000 | 501,000 | 760,000 |
| Income tax | 0 | 0 | 0 | -378,000 |
| Net income | 73,000 | 262,000 | 501,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,184,000 | 22,360,000 | 22,593,000 | 21,687,000 |
| Total capital | 23,905,000 | 24,033,000 | 24,166,000 | 23,246,000 |
| Risk-weighted assets | 136,496,000 | 132,836,000 | 124,937,000 | 123,848,000 |