Call reports 2011
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2011
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,821,000 | 182,965,000 | 191,380,000 | 187,972,000 |
| Total loans | 149,055,000 | 147,089,000 | 150,755,000 | 146,951,000 |
| Allowance for loan losses | 2,723,000 | 2,629,000 | 2,690,000 | 2,732,000 |
| Securities available for sale | 7,150,000 | 6,882,000 | 14,129,000 | 13,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,401,000 | 155,324,000 | 163,504,000 | 162,433,000 |
| Interest-bearing deposits | 104,060,000 | 107,015,000 | 115,509,000 | 112,550,000 |
| Noninterest-bearing deposits | 48,341,000 | 48,309,000 | 47,995,000 | 49,884,000 |
| Equity capital | 19,462,000 | 22,566,000 | 22,802,000 | 23,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 4,732,000 | 7,068,000 | 9,454,000 |
| Interest expense | 320,000 | 627,000 | 900,000 | 1,142,000 |
| Net interest income | 2,087,000 | 4,105,000 | 6,168,000 | 8,312,000 |
| Noninterest income | 193,000 | 343,000 | 466,000 | 593,000 |
| Noninterest expense | 1,822,000 | 3,696,000 | 5,537,000 | 7,407,000 |
| Provision for loan losses | 300,000 | 500,000 | 680,000 | 800,000 |
| Pretax income | 158,000 | 252,000 | 417,000 | 738,000 |
| Income tax | 0 | 1,000 | 1,000 | -353,000 |
| Net income | 158,000 | 251,000 | 416,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,269,000 | 21,345,000 | 21,570,000 | 22,116,000 |
| Total capital | 19,925,000 | 22,993,000 | 23,269,000 | 23,767,000 |
| Risk-weighted assets | 131,787,000 | 130,793,000 | 134,876,000 | 130,907,000 |