Call reports 2010
CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION — 2010
What CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 124,521,000 | 127,342,000 | 131,160,000 | 179,949,000 |
| Total loans | 97,677,000 | 104,545,000 | 99,578,000 | 154,592,000 |
| Allowance for loan losses | 2,093,000 | 2,141,000 | 1,869,000 | 2,457,000 |
| Securities available for sale | 5,188,000 | 6,710,000 | 6,813,000 | 7,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,368,000 | 102,040,000 | 105,908,000 | 155,503,000 |
| Interest-bearing deposits | 78,539,000 | 76,617,000 | 79,519,000 | 107,405,000 |
| Noninterest-bearing deposits | 19,829,000 | 25,423,000 | 26,389,000 | 48,098,000 |
| Equity capital | 20,043,000 | 20,138,000 | 20,144,000 | 19,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 3,053,000 | 4,711,000 | 6,684,000 |
| Interest expense | 344,000 | 674,000 | 973,000 | 1,282,000 |
| Net interest income | 1,065,000 | 2,379,000 | 3,738,000 | 5,402,000 |
| Noninterest income | 97,000 | 282,000 | 405,000 | 493,000 |
| Noninterest expense | 1,320,000 | 2,558,000 | 3,893,000 | 5,531,000 |
| Provision for loan losses | 0 | 182,000 | 330,000 | 1,135,000 |
| Pretax income | -158,000 | -79,000 | 13,000 | -677,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -158,000 | -80,000 | 12,000 | -678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,982,000 | 20,023,000 | 20,072,000 | 18,137,000 |
| Total capital | 21,173,000 | 21,308,000 | 21,346,000 | 19,983,000 |
| Risk-weighted assets | 94,233,000 | 101,933,000 | 101,146,000 | 146,941,000 |